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Atty. Bruce Levitt of Kemp v. Countrywide – A Mandelman Matters Podcast
The more you learn about the Kemp v. Countrywide case, the more you realize how unlikely it is that anything like it will ever happen. This was the case on which the banking industry went to school....
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Alabama Slamma’ – Not for Better, Far Worse… As Foreclosures we Chart.
We seem to be having a national recovery in much of the media, but in the states themselves the numbers are refusing to cooperate. I guess if you can have a “jobless recovery,” then you can probably...
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Bill to End Foreclosure Mediation In Missouri Passes… Wake Up, Missouri
Here’s what can happen when people get lulled into a false sense of security listening to the news stories about how our housing markets have rebounded and foreclosures are down… we risk losing the...
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The Stalinist Era of Consumer Protection
Joseph Vissarionovich Stalin was a part of The October Revolution in 1917… or the Bolshevik Revolution, if you grew up during the Wonder Years here in the USA. Following the death of Vladimir Lenin...
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Attention Homeowners & Lawyers: AG Mortgage Settlement Launches Online...
Finally, there are places online where homeowners, lawyers and other advocates can go to lodge complaints about a mortgage servicer’s handling of mortgage modifications, et al. And all I can say is,...
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What Makes a Mortgage a “Bad Loan?” I’m Confused.
What makes a loan a “bad loan?” I know there are lending practices defined as being predatory in nature that result in “bad loans,” but that’s not what I’m talking about. According to the Center for...
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It’s a Matter of Principal – HAMP’s New PRA
It seems like people have been talking about reducing the principal balances of underwater mortgages as a way of addressing the foreclosure crisis almost since the crisis began. The thinking seems to...
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Texas Foreclosure Laws
CLICK BELOW FOR: State of Texas Foreclosure Laws The link above will take you to the page dedicated to Texas’s foreclosure laws. But, always remember… often people have a hard time understanding...
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State of Texas Foreclosure Resource Links
STATE OF TEXAS GOVERNMENT RESOURCES: Attorney General Greg Abbott Finance Commission of Texas House of Representatives Joe Straus, Speaker of the House Representatives On-Line Legislative Council...
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TEXAS Foreclosure Help from Mandelman Matters – START HERE
You have found the Mandelman Matters state specific series of pages dedicated to homeowners at risk of foreclosure in Texas. On the pages in this section you’ll find accurate, straightforward...
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An Insider’s View of an Actual RMBS Securitization at Mandelman U.
So, do you remember the article I posted the other day about accounting for a pool of loans and how values are based on assumptions about the performance of the pool into the future? It was really...
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Did Some Type of Insurance or Credit Default Swap Pay Off Your Mortgage?
I’m not entirely sure where exactly the rumor started, but somehow the idea has surfaced that when a homeowner defaults on his or her mortgage, that loan is being paid off by various types of...
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The Stalinist Era of Consumer Protection
Joseph Vissarionovich Stalin was a part of The October Revolution in 1917… or the Bolshevik Revolution, if you grew up during the Wonder Years here in the USA. Following the death of Vladimir Lenin...
View ArticleClik here to view.
Attention Homeowners & Lawyers: AG Mortgage Settlement Launches Online...
Finally, there are places online where homeowners, lawyers and other advocates can go to lodge complaints about a mortgage servicer’s handling of mortgage modifications, et al. And all I can say is,...
View ArticleClik here to view.
What Makes a Mortgage a “Bad Loan?” I’m Confused.
What makes a loan a “bad loan?” I know there are lending practices defined as being predatory in nature that result in “bad loans,” but that’s not what I’m talking about. According to the Center for...
View ArticleClik here to view.
Returning Home From Speaking at the ABA’s Consumer Financial Services...
It’s only been a few days since I returned home from speaking at a conference held by the American Bar Association Consumer Financial Services Committee held in Park City, Utah. This year’s...
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ABA and More Than a Dozen State Bars Ask Congress for Lawyer Exemption on...
Our nation’s economic recession and foreclosure crisis, brought out some of the worst America has to offer. People who saw those at risk of losing homes to foreclosure, not as a tragedy, but as an...
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Mortgage Servicing… The Winds Have Shifted, the Pendulum is About to Swing
Early in 2010, while speaking in Park City, Utah at the American Bar Association’s Conference on Consumer Financial Services, I cautioned the two hundred plus attorneys from financial institutions...
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The Stalinist Era of Consumer Protection
Joseph Vissarionovich Stalin was a part of The October Revolution in 1917… or the Bolshevik Revolution, if you grew up during the Wonder Years here in the USA. Following the death of Vladimir Lenin...
View ArticleClik here to view.
Attention Homeowners & Lawyers: AG Mortgage Settlement Launches Online...
Finally, there are places online where homeowners, lawyers and other advocates can go to lodge complaints about a mortgage servicer’s handling of mortgage modifications, et al. And all I can say is,...
View Article
